Elevate Wealth Services

What We Offer

Comprehensive mutual fund services for every investor

📊

Investment Advisory

Get personalized mutual fund recommendations based on your financial goals, risk appetite, and investment timeline. Expert guidance from SEBI registered advisors.

🎯

Goal-Based Planning

Whether it's retirement, child's education, home purchase, or wealth creation - we help you plan and select the right funds to achieve your dreams.

📈

Portfolio Management

Regular monitoring, rebalancing, and optimization of your mutual fund portfolio. Stay on track with timely reviews and strategic adjustments.

💰

Tax Saving (ELSS)

Save up to ₹46,800 in taxes under Section 80C while building long-term wealth. Shortest lock-in period (3 years) among all tax-saving options.

🔄

SIP & Lumpsum

Start with as little as ₹500/month through SIP or invest lumpsum amounts. Flexible investment options with no upper limit. Easy setup and management.

🤝

Offline Support

Visit our office for KYC, paperwork assistance, and in-person consultations. We handle all documentation and follow-ups on your behalf.

What Investors Say

Real experiences from people who started their investment journey

Starting my SIP was the best financial decision. Watching my wealth grow steadily gives me confidence about my future.

—

The guidance I received was clear and personalized. I finally understand where my money is going and why.

—

Professional service with instant WhatsApp support. They made mutual fund investing simple and stress-free for me.

—

Why Choose Mutual Funds?

Discover the powerful benefits of mutual fund investing

🎓 Professional Management

Your money is managed by experienced fund managers with deep market knowledge, research teams, and proven track records. They analyze hundreds of stocks and make informed decisions daily.

🌐 Diversification

Instead of putting all eggs in one basket, mutual funds invest across 30-100+ companies, multiple sectors, and asset classes. This significantly reduces risk compared to individual stock investing.

💵 Affordable Entry

Start investing with just ₹500-₹1000 per month through SIP. No need to wait for large capital. Small amounts invested regularly can create substantial wealth over time through compounding.

💧 High Liquidity

Redeem your investments anytime (except ELSS) and receive money in 1-3 business days. No need to find buyers or negotiate prices - instant liquidity at current NAV.

🔒 SEBI Regulated & Safe

All mutual funds are strictly regulated by SEBI with mandatory disclosures, regular audits, and investor protection norms. Your money is held by independent custodians, not fund houses.

💰 Tax Efficiency

Long-term equity gains (>1 year) taxed at only 12.5% above ₹1.25 lakh. ELSS funds offer 80C deduction up to ₹1.5 lakh. Better tax treatment than fixed deposits and many other investments.

📊 Transparency

Daily NAV updates, monthly portfolio disclosures, and detailed fact sheets. Know exactly where your money is invested, how it's performing, and all associated costs.

🔄 Flexibility

Change SIP amounts, pause for 3 months, switch between funds, set up systematic withdrawal plans (SWP), or do portfolio rebalancing - all without penalties. Complete control in your hands.

⚡ Power of Compounding

Returns generate returns over time. A monthly SIP of ₹10,000 for 20 years at 12% annual return can grow to ₹1 crore+. The longer you stay invested, the more powerful compounding becomes.

📈 Rupee Cost Averaging

SIP automatically buys more units when markets are low and fewer when high. This averages your purchase cost and reduces timing risk - a smart way to handle market volatility.

🎯 Goal-Based Investing

Different funds for different goals and timelines. Short-term goals (1-3 years) - debt funds. Long-term goals (7+ years) - equity funds. Align investments with life milestones.

📱 Easy to Track

Monitor all your investments online through fund house websites, CAMS/Karvy portals, or mobile apps. Consolidated statements, performance tracking, and transaction history at your fingertips.

Investment Options Compared

See why mutual funds are preferred by millions of investors

Feature	Mutual Funds	Direct Stocks	Fixed Deposits
Risk Level	Moderate (Diversified across 50-100 stocks)	High (Single company risk)	Very Low (Guaranteed)
Historical Returns	10-15% annually (equity funds)*	Highly variable (Can be negative)	5-7% annually
Liquidity	High - Redeem anytime, money in 1-3 days	High (but need buyers)	Low (Penalty on early withdrawal)
Management	Professional experts with research teams	You must research & decide	Bank-managed
Minimum Investment	₹500/month (SIP) or ₹1,000 (lumpsum)	₹5,000-₹50,000+ per stock	₹1,000-₹10,000
Tax Benefits	Yes - ELSS saves tax (80C), LTCG at 12.5%	No deduction, LTCG at 12.5%	No benefit, interest fully taxable
Diversification	Built-in (50-100+ companies, sectors)	Must buy multiple stocks yourself	No diversification
Ideal Investment Period	Flexible: 1-3 years (debt), 5+ years (equity)	Long-term (5+ years)	Short-term (1-5 years)
Ease of Investing	Very easy - Automated SIP, paperless	Requires market knowledge & timing	Easy but manual renewal
Best For	All investors - Beginners to experts	Experienced investors only	Very conservative, short-term needs

* Past performance is not indicative of future results. Based on historical 10-15 year equity fund averages. Mutual fund investments are subject to market risks.

Types of Mutual Funds

Find the right fund category for your investment goals

📈 Equity Funds - High Growth Potential ▼

Invest 80-100% in stocks across large, mid, or small-cap companies. Target: 12-18% annual returns. Best for long-term goals (7+ years) like retirement or wealth creation. Higher volatility but historically strong returns. Sub-categories: Large-cap (stable), Mid-cap (balanced), Small-cap (aggressive), Multi-cap (diversified), Sectoral (focused themes).

🛡️ Debt Funds - Steady & Stable ▼

Invest in government bonds, corporate bonds, and fixed-income securities. Target: 6-9% annual returns. Lower risk than equity, ideal for short to medium-term goals (1-5 years). Better tax efficiency than FDs after 3 years. Categories include liquid funds, short-duration, corporate bond, gilt funds, and dynamic bond funds.

⚖️ Hybrid Funds - Best of Both Worlds ▼

Balanced mix of equity (growth) and debt (stability). Target: 8-12% annual returns. Moderate risk suitable for medium-term goals (3-7 years). Automatic rebalancing by fund manager. Types: Aggressive Hybrid (65-80% equity), Conservative Hybrid (75-90% debt), Balanced Advantage (dynamic allocation based on market conditions).

💧 Liquid Funds - Your Smart Savings Account ▼

Invest in ultra short-term debt (up to 91 days maturity). Target: 4-6% annual returns. Very low risk, high liquidity with redemption in 1 working day. Better alternative to savings accounts for emergency funds or parking surplus cash. No entry/exit load. Ideal for 1 day to 6 months investment horizon.

📊 Index Funds - Low-Cost Market Tracking ▼

Passively replicate market indices like Nifty 50, Sensex, or Nifty Next 50. Target: Match index returns (10-12% historically). Extremely low expense ratio (0.1-0.5% vs 1-2% for active funds). Perfect for long-term investors (10+ years) who believe in consistent market growth. No fund manager bias or stock-picking risk.

💰 ELSS - Tax Saving with Growth ▼

Equity Linked Savings Scheme for tax benefits under Section 80C. Save up to ₹46,800 in taxes annually (₹1.5 lakh investment at 30% tax bracket). Lock-in: 3 years (shortest among all 80C options). Target: 12-15% annual returns. Dual benefit of wealth creation and tax saving. Invests 80%+ in equities for long-term capital appreciation.

💹 Investment Calculator

Calculate your wealth potential with SIP or lumpsum investments

Monthly Investment (₹)

₹5,000

Investment Period (Years)

10 years

Expected Annual Return (%)

12%

Invested Amount

₹6,00,000

Estimated Returns

₹5,80,356

Total Value

₹11,80,356

CAGR

12.0%

❓ Frequently Asked Questions

Everything you need to know about getting started

What is the minimum investment to start? ▼

You can start a SIP with just ₹500 per month in most mutual funds. For lumpsum investments, the minimum ranges from ₹1,000 to ₹5,000 depending on the fund. This makes mutual funds accessible to all income groups.

Should I choose SIP or lumpsum investment? ▼

SIP is recommended for salaried individuals as it builds discipline, reduces timing risk through rupee cost averaging, and requires less capital upfront. Lumpsum works best when you have a large corpus available (bonus, inheritance) and want immediate market exposure. Many investors do both - regular SIP plus occasional lumpsum.

How are mutual funds taxed in India? ▼

Equity Funds: Long-term gains (>1 year) above ₹1.25 lakh taxed at 12.5%. Short-term gains taxed at 20%. Debt Funds: All gains taxed as per your income tax slab. ELSS: Investment up to ₹1.5 lakh qualifies for 80C deduction. Tax is deducted at source only on debt fund dividends.

What are exit load and expense ratio? ▼

Exit Load: A fee (typically 1%) charged if you redeem within a specified period (usually 1 year). Encourages long-term investing. Expense Ratio: Annual fund management fee (0.5-2.5% of your investment) automatically deducted from returns. Lower is better - index funds have the lowest (0.1-0.5%).

How do I start investing through your services? ▼

Simple 4-step process: 1) Fill the Quick Connect form and send us a WhatsApp message. 2) We'll discuss your goals and recommend suitable funds. 3) Visit our office with PAN, Aadhaar, and bank details for KYC. 4) Complete application and start investing. We handle all paperwork and follow-ups. You can track investments online 24/7.

Can I modify or stop my SIP anytime? ▼

Absolutely! You have complete flexibility - increase or decrease SIP amount, pause SIP for up to 3 months, stop permanently, or switch to another fund. No penalties for these changes. Many investors increase their SIP by 10-15% annually as income grows (called step-up SIP).

Are mutual funds safe? What about SEBI regulation? ▼

Mutual funds are highly regulated by SEBI with strict compliance requirements. Your money is held by independent custodian banks (not fund houses), ensuring safety. All transactions are transparent with daily NAV updates. However, market risk exists - returns fluctuate based on underlying securities. Diversification and long-term investing reduce this risk significantly.

What is NAV and how does it work? ▼

NAV (Net Asset Value) is the per-unit price of a mutual fund, calculated daily after market close. It's total fund assets minus liabilities divided by number of units. When you invest ₹10,000 at NAV ₹50, you get 200 units. Your investment value = units × current NAV. NAV goes up when underlying stocks/bonds perform well.

How long should I stay invested in mutual funds? ▼

Depends on fund type and goals. Equity Funds: Minimum 5-7 years for wealth creation (longer is better). Debt Funds: 1-5 years for moderate returns. ELSS: Mandatory 3-year lock-in, recommended 7+ years. Liquid Funds: Flexible, even 1 day. The longer you stay in equity funds, the higher your probability of positive returns due to market cycles.

Do I need to monitor my investments daily? ▼

No! In fact, checking daily NAV can cause unnecessary anxiety during market volatility. Review your portfolio quarterly or half-yearly. Focus on long-term goals rather than short-term fluctuations. We provide free annual portfolio review to all clients and alert you if any action is needed (rebalancing, underperformance, etc.).

Start Your Wealth Journey Today

📱 Quick Connect